Student Health Insurance Requirements

It is Roosevelt University policy to provide proof of health care insurance for students living in the residence halls, participating in athletic programs, studying in the Pharmacy program or Doctorate in Clinical Psychology program as well as all F1 and J1 international students

There are several options you can consider to secure health care coverage:

The Affordable Care Act (ACA) health insurance marketplace

The ACA marketplace helps people get health insurance who may not otherwise get coverage. Through this online resource, you can learn more about health insurance, compare plans, enroll in a plan and figure out how much you can save through premium tax credits and subsidies.

You can purchase a health plan through the marketplace even if you’re offered insurance by your employer; however, you may not qualify for subsidies if you have access to employer-sponsored coverage.

To buy a policy through the marketplace, you must apply during open enrollment or special enrollment. Although the open enrollment for 2023 coverage ended on January 15, 2023, you may qualify for a special enrollment period due to losing your existing health coverage.

To begin your search for insurance through the marketplace, head to after you qualify for a special enrollment and enter your ZIP code. It will direct you to either your state’s exchange or to the federal marketplace where you can begin shopping.

Dependent Coverage

If your parent’s health insurance plan covers dependents, you can usually be added to their plan and stay on it until you turn 26. You can be added to their insurance during the plan’s yearly open enrollment period or during special enrollment periods (a time outside the yearly open enrollment period when you can sign up for health insurance).  

Generally, you can join a parent’s plan and stay on until you turn 26 even if you:

  • Get married
  • Have or adopt a child
  • Start or leave school
  • Live in or out of your parent’s home
  • Aren’t claimed as a tax dependent
  • Turn down an offer of job-based coverage


Parents caring for children under age 18, pregnant women, disabled individuals and those over 65 are eligible for Medicaid (FamilyCare) in Illinois. Students should contact the Illinois Department of Healthcare and Family Services for additional information. 

Snap Benefits (formerly known as food stamps)

Roosevelt has partnered with MRelief, a nonprofit that helps people sign up for SNAP (food stamps). Complete the short screener online to find out if you likely qualify. 

International Student Health Insurance

StudentSecure is international student health insurance for full-time students and scholars studying outside of their home country. The StudentSecure series offers four levels of coverage – EliteSelectBudget, and Smart – so you can choose the international student insurance plan that best fits your needs and budget.

StudentSecure Is Designed for International Students Seeking:

  • Coverage that meets or exceeds most government and visa requirements including J-1 visa requirements
  • Coverage that meets the requirements of many programs and schools at a budget-friendly rate
  • Important medical benefits, including some Outpatient Prescription Drug coverage and some Mental Health coverage

When Should You Sign Up for Health Insurance?

Special enrollment periods typically last 60 days after your qualifying event, so begin applying for special enrollment as soon as possible to avoid missing the window.

Should you have any questions on the above, please contact

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